Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Related Content Potential Income from an IRA Estimate your monthly and annual income from various IRA types. When to Self-Insure Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails? Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be.